Aerial view of motorboat on turquoise Florida coastal water
Florida Marine & Personal Insurance

Insurance for Your Boat and Breeze For Your Mind!

Welcome aboard High Seas Low Rates — your ultimate destination for all your insurance needs.

Family enjoying time together in a Florida setting
2008
Est. in Florida
Our Story

A Family-Owned Agency Built by a Boater, for Boaters

We are a family-owned and operated insurance agency established in 2008 in beautiful Florida. Our founder, an avid boater, recognized the need for quality insurance coverage for marine vessels, and thus, High Seas Low Rates was born.

We specialize in boat insurance and represent several top carriers to provide our clients with the best rates and coverage options. We understand that your vessel is not just a mode of transportation but a way of life, and we strive to protect your investment with our tailored insurance policies.

Coverage for Every Part of Your Florida Life

At High Seas Low Rates, we don't just stop at boat insurance. We also offer homeowners and auto insurance to protect every aspect of your life.

Sailboat on open ocean

Boat Insurance

Your vessel is not just a mode of transportation — it's a way of life. We represent several top carriers to get you the best rates and coverage.

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Florida home exterior

Homeowners Insurance

Protect your home with comprehensive coverage tailored to Florida's unique risks.

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Car on Florida coastal highway

Auto Insurance

Complete coverage for your vehicles, so every aspect of your life is protected.

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Why Choose Us

Protection You Can Count On

Assessing Needs

Many financial experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly. Call us today, and we'll analyze your insurance needs and get you covered quickly at the right price.

Building Relationships

Everyone has different insurance needs. Call us today for a personalized business or individual assessment and find out how we can help protect your hard-won assets.

Contact Us

Fill out the form with any questions you have about finding the coverage that's right for you!

  • Address
    High Seas Low Rates c/o Accurate Insurance Mart, 17639 Palamino Lake Drive, Dade City Fl 33523
  • Hours
    Monday–Friday: by Appointment
    Saturday and Sunday: Closed

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